Human and pet have been living simultaneously since the beginning of time. Nowadays pets have become more than just a pet but a part of our family. Sometimes our pet comes from an unsanitary pet store that does not provide the best care. So after adoption, most of them are not well-being and have to be vaccinated and get a lot of treatment which sometimes is more expensive than our own medical bills.
Insurance company understands the importance of medical expense that goes to your beloved pet. That’s why insurance company come up with insurance package, made especially for the pet owner and their cherished pet. Cat and dog are most popular for households pet, so, there is a lot of special packages to help reduce the cost of medical treatment for them. For instant
- Medical expenses
- Emergency medical expenses
- The expenses that occur when your pet is missing.
- Indemnity for property damage to a third party.
Some people think it’s unnecessary, but with pet insurance, it’s guaranteed that your pet will get the best care and benefit when and unfortunate even occurred.
The disease most occur with cat
Cancer is one of the disease that commonly found in cat and other felines as well as human. It’s caused by Feline leukemia virus infection which can be contagious. There are 2 symptoms that can happen.
- The immune system starting to cause various abnormalities and complication which leads to chronical anemia.
- Tumors spreading though abdominal cavity and Lymph node
Feline leukemia virus can be spread through the fecal-oral route or during pregnancy. The male cat has more chance to get infected because of its “out-going” behavior. Cat cancer can be treat by getting antibiotic and chemotherapy in the case of tumors.
The disease most occur with dog
Canine Parvo virus (CPV) is highly contagious and lethal. Most cases of CPV infections are caused by a genetic alteration of the original canine parvovirus: the canine parvovirus type 2b. There are a variety of risk factors that can increase a dog's susceptibility to the disease, but mainly, parvovirus is spread either by direct contact with an infected dog or indirectly, by the fecal-oral route.
There is evidence that the virus can live up to a year in any environment. It is resistant to most cleaning products, or even to weather changes. There’s still no solution to cure the disease, so it’s best to get your dog protected vaccine.
Microchip is a small electronic device in a covered glass used in medical treatment. Within this microchip is a serial number from the factory, which cannot be changed and can be shown only by the microchip reader. The microchip is not harm and will safe your pet in any way.
The sterile identification microchip is injected into the back. It can last forever and will not cause any damage to the body. This microchip can be injected into a small animal like a mouse or a fish to a larger animal like an elephant.
With this identification microchip, you can track every movement of your pet at all time and it will prevent your pet from doing missing and can be used for another purpose as well. The pros of this microchip are, it takes less than a minute to install and it’s less harmful compared to other tracking methods. You can get this microchip at Animal Identification System center or for more information contact rabbit finance.
The most important thing you need to know about this identification microchip is the code. There are 15 digits on the device. The first 3 digits are the code to identified country or the company that owns the microchip (Thailand is 764). Each country uses a different code but the system is still not completed and as for now the first 3 digits is the code of the company that registers with ICAR, the organization that distributes the serial number for each microchip. For Thailand, the code is 933.XXXXXXXXXXXX
Muangthai life insurance has 2 type of pet insurance that covers cat and dog.
1. Insurance with identification microchip
Starting at 3,800 Baht/year, there’re 3 insurance plans with the difference in payment policy and indemnity. This insurance cover.
- Death caused by accident or sickness.
- Medical expenses from accident.
- Medical expenses from illness.
- Indemnity for lives and bodies damage to a third party.
- Indemnity for property damage to a third party.
- Advertising fee for missing pet.
- Protected vaccine fee.
- Identification microchip installation fee (50% of actual cost)
2. Insurance without identification microchip
Starting at 4,380 Baht/year, there’re 3 insurance plans with the difference in payment policy and indemnity. It's cover pretty much the same as with identification microchip insurance.
- Death caused by accident or sickness
- Medical expenses from accident
- Medical expenses from sickness
- Indemnity for lives and bodies damage to a third party
- Indemnity for property damage to a third party
- Advertising fee for missing pet
- Protected vaccine fee
Warranty Terms and Conditions
- Pet must be between 3 months to 7 years old.
- Must be perfectly healthy, no past injury or disability (based on medical's certificate).
- Pet must live in Thailand only.
- 1 Pet per 1 policy.
- Microchip must be installed no less than 30 days (In case of Insurance with identification microchip).
- Death or illness within the first 60 days of a new insurance policy.
- Death or illness caused by parasitic, flea, mite, leprosy or skin diseases of all kinds.
- Intentional kill, poisoned or bullied.
- Pet epidemic diseases.
- Malnutrition disease or unsanitary food storage.
- Crowded living space and asphyxiation caused by heatwave.
1. Prepare the document for application.
- Application form for pet insurance (information of the owner)
- Copy of the pet’s medical certificate.
- Copies of Pedigree form/ vaccination certificate/pet identity book (if any)
- Evidence of identification microchip installation (if any)
- Copy of the owner identification card
2. Health check
- Bring the pet’s medical certificate form to the vets
- External examination only no x-ray or blood test required. Then bring back medical's certificate with the vet’s signature.
- Take a picture of your pet full front side, left and right side, under the belly, marks or distinctive feature.
3. Sent the documents back to the insurance company
Scan all the document and sent to insurance company e-mail or mail.
4. Payment of insurance
- Check the status of an approval request.
- Start the payment after the insurance is approved.
- After payment, the policy will be sent to the resisted address.
Because we understand how important your pet is to you as a part of your family. Pet insurance is easy to apply and have all the benefit that you’ll need to care for your beloved pet. So contact us Rabbit finance, the best online insurance brokers in Thailand for more information.